Driveway Pinpoint Test
Look through the wheel spokes — the pad material should be visible as a thick gray block. If all you see is the thin metal backing plate pressed against the rotor, the pads are gone. You may also see a bright shiny groove machined into the rotor face where metal has been grinding.
Fix-vs-Skip Money Panel
DIY Cost
~$35
parts only
Shop Cost
~$180
parts + labor
If you skip it
Driving on bare metal pads carves grooves into the rotor rapidly. Every mile of driving is destroying your rotor — a $180 pad job becomes a $320+ pad-and-rotor job within days. Worse, braking distance increases significantly.