Driveway Pinpoint Test
Drive at a steady 50–60 mph on a smooth highway. Gently weave left and right without changing speed. If the hum gets louder when you swerve right (shifting weight left, unloading the right wheel), the right wheel bearing is bad. If it gets louder weaving left (unloading the left wheel), it's the left bearing. The tone change with the swerve test is the most reliable way to distinguish a bearing from tire noise.
Fix-vs-Skip Money Panel
DIY Cost
~$90
parts only
Shop Cost
~$380
parts + labor
If you skip it
A humming wheel bearing is already past early-warning stage. As it degrades, the play in the bearing increases, the ABS sensor signal becomes erratic (triggering warning lights), and eventually the bearing can seize or allow the wheel to separate from the hub. Do not drive at highway speeds with a confirmed bad bearing.