Driveway Pinpoint Test
Pop the hood and open the air filter box (usually a black plastic box on the side of the engine). Pull out the filter and hold it up to sunlight or a flashlight. A new filter is bright white/cream colored and you can see light through the pleats. A clogged filter looks gray or black, and no light passes through. Tap it on the ground — if a cloud of dirt falls out, it's overdue for replacement. This is a 2-minute check that costs nothing.
Fix-vs-Skip Money Panel
DIY Cost
~$20
parts only
Shop Cost
~$70
parts + labor
If you skip it
A severely clogged air filter forces the engine to run rich (too much fuel, not enough air), which fouls spark plugs, drops fuel economy by up to 10%, and eventually causes rough idle on top of the power loss.